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HVAC Financing in Tampa Bay

0% Financing for 60 Months on Qualifying Units

A new HVAC system or major repair shouldn’t drain your savings or max out your credit cards. Viking Air Services offers flexible hvac financing options that let you get the comfort you need now and pay over time. With approved credit, you can qualify for 0% interest for 60 months through Wells Fargo, plus extended payment plans up to 15 years. We also offer ac financing options for homeowners who may not qualify for traditional lending.

5.0 google rating / 700+ reviews

10+

Years in Business

3000+

Homes Served

700+

Five-Star Reviews

What HVAC Companies Offer Financing? We Do

Wells Fargo HVAC Financing

- 0% interest for 60 months on qualifying units with approved credit

- Additional payment plans available up to 15 years

- Ideal for new system installations, replacements, and major upgrades

- Apply and get a decision quickly
Apply for Wells Fargo Financing

Turns Second Look Financing

- Options for homeowners who may not qualify for traditional financing

- Flexible terms designed to fit a variety of credit situations

- Get the new hvac system financing you need without waiting
Apply for Turns Financing

GoodLeap Financing (Coming Soon)

- Additional financing new hvac option arriving soon

- More flexibility for Tampa Bay homeowners
Learn More
hvac financing

Tampa Bay Homeowners Trust Viking Air

566+ five-star Google reviews. From installations to repairs, families across three counties count on us for honest service and flexible payment options.

Any Brand, Any Problem—We’ve Got You Covered

We specialize in more than just a few names. Our team brings expert-level repair and maintenance to every major manufacturer on the market. 

Certified Dealer:

What's the Best Way to Finance a New HVAC System?

Replacing your HVAC system is one of the biggest home investments you’ll make. Financing lets you spread that cost over time while enjoying immediate comfort and energy savings. Here’s what to consider when choosing new hvac system financing:

Why finance your HVAC system:

Who offers financing on new AC installs? Many HVAC companies don’t offer financing at all, or only work with one lender. Viking Air partners with Wells Fargo and Turns to give you options—whether you have excellent credit or need a second-look program.
hvac financing

Why Finance Your HVAC Through Viking Air?

0% Interest for 60 Months

On qualifying units with approved credit through Wells Fargo

Payment Plans Up to 15 Years

Lower monthly payments that fit your budget

Options for All Credit Situations

Turns Second Look Financing for those who may not qualify elsewhere

Free 10 to 12-Year Parts Warranty

Plus Labor Warranty options from 1 to 12 years on every new A/C

Lifetime Repair Guarantee

Lifetime warranty on labor and materials for repairs performed, with active Hygge Comfort Club membership

Free 3-Year Hygge Comfort Club

Included with every new system installation

566 Five-Star Reviews

Tampa Bay’s trusted HVAC company since 2015

Triple-Certified Installers

Trane Comfort Specialist, Daikin Comfort Pro, Mitsubishi Diamond Dealer

Licensed, Insured & BBB Accredited

Florida License CAC1818152, EPA & NATE certified

HYGGE comfort club

Join The Hygge Comfort Club

Every new system installation includes a Free 3-Year Hygge Comfort Club membership. Members receive two maintenance visits per year, 20% off repairs and indoor air quality products, priority scheduling, and a $49 dispatch fee—even on weekends and holidays. Keep your membership active to maintain your Lifetime Repair Guarantee.

How Does HVAC Financing Work?

Step 1: Request Your Free Estimate

We visit your home, assess your HVAC needs, and provide a transparent quote with all costs upfront—no hidden fees.

Step 2: Choose Your Financing Option

Select from Wells Fargo (0% for 60 months with approved credit), Turns Second Look, or other available plans up to 15 years.

Step 3: Get Approved

Complete a quick application. Most homeowners receive a decision the same day.

Step 4: Schedule Installation

Once approved, we schedule your installation at a time that works for you—often within days.

Step 5: Enjoy Comfort Now, Pay Over Time

Your new system is installed, and you make predictable monthly payments that fit your budget.

hvac financing

Questions About HVAC Financing

Viking Air Services offers multiple ac financing options through Wells Fargo and Turns Second Look Financing. We provide 0% interest for 60 months on qualifying units with approved credit, plus extended plans up to 15 years.

For homeowners with good credit, 0% financing through Wells Fargo is typically the best option—you pay no interest if paid within 60 months. For those who may not qualify, Turns Second Look offers flexible alternatives.

Every new system includes a Free 10 to 12-Year Parts Warranty, Labor Warranty options from 1 to 12 years, Free 3-Year Hygge Comfort Club membership, and our Lifetime Repair Guarantee with active Club membership—whether you pay cash or finance.

Get the Comfort You Need — Pay Over Time

Family-owned, Veteran-led, and serving Tampa Bay since 2015. Every installation includes our Free 10 to 12-Year Parts Warranty and Lifetime Repair Guarantee for Hygge Comfort Club members. Start your dream now!